Military Vehicle Protection

Захист автомобіля від військових ризиків стає ключовим питанням для багатьох автовласників. Саме тут на допомогу приходить страховий продукт під назвою "Military Vehicle Protection".

Information about the insurance product

General conditions of the insurance product

Order по телефону

About the service

Об’єкт insurance:

property on the right of ownership, use and disposal of the property and/or possible losses or expenses.

Insurance risks:

The insured risk is military actions due to the use of weapons, including unmanned aerial vehicles of any type and/or their fragments, air defense means, and/or ammunition on the territory of Ukraine.

The minimum sum insured (liability limit):

there are no restrictions on the minimum sum insured (liability limit).

The maximum sum insured (liability limit):

there are no restrictions on the maximum size of the insured amount (liability limit).

Order по телефону

Benefits of issuing a policy

Transparent contract terms

Possibility of installments (for CASCO)

Promptness of payments

Free combination of risks

Information support 24/7

Exclusive options

Speed of conclusion of the contract

Affordable prices

Limitations/features of the insurance product

The policyholder under the Agreement can only be an individual with legal capacity;
The contract can be concluded for passenger vehicles up to and including 12 years old;
They can't бути об’єктами insurance ТЗ, що використовується для потреб Збройних сил України, в т. ч. Сил територіальної оборони, волонтерських організацій;
The maximum limit of liability under the Agreement is UAH 3,000,000.00.

Basic conditions of insurance

Minimum and maximum insurance premiums:

Мінімальний розмір страхової премії – 8000,00 грн.

Мmaximumний розмір страхової премії/тарифу –2,28% of the sum insured.

Franchise is unconditional, from 0% to 20% of the sum insured.

Territory of the Agreement – Україна. The Agreement does not apply to: the territory of Ukraine temporarily occupied by the Russian Federation (including its allies and/or armed formations subordinate to the power structures of the Russian Federation and its allies or private individuals); territorial communities that are located in the area of military (combat) operations or that are under temporary occupation, encirclement (blockade); populated areas, on the territory of which the state authorities of Ukraine temporarily do not exercise their powers, and populated areas located on the demarcation line (in accordance with the normative legal acts of Ukraine effective on події), якщо інше не вказано у Розділі 16 Parts 1 of the Agreement. On the date of the event, the list of territories/regions is updated/changed automatically in the event of a change in the list of territories/regions in the event of hostilities/occupation spreading to other territories/regions of Ukraine.

Term of validity of the Agreement вказано у відповідному пункті Agreement, але в будь-якому разі дата початку дії цього Agreement - не раніше 00 год. 00 хв. (за Kyivським часом) дати, наступної за датою надходження 100% страхової премії (першої частини) на рахунок Insurer.

The insurance term is defined in the insurance contract and cannot be shorter than the minimum term of the contract or longer than the maximum term of the contract.

The minimum term of the contract is 1 month.

Мmaximumний строк actions of the contract – 1 рік.

The validity period of the contract can be extended by concluding the next insurance contract. The insurance period is equal to the term of the Agreement.

Можливі наслідки для споживача в разі невиконання ним обов’язків, визначених договором insurance:
- non-payment of the insurance premium in full within the term established by the contract has the consequence that the insurance contract does not enter into force;
- non-payment of the next part of the insurance premium within the term established by the contract is the basis for early termination of the contract;
- in case of untimely notification of the occurrence of an insured event, the Insurer may refuse to make an insurance payment or reduce its amount;
- невиконання інших обов’язків, що визначені за By contract можуть стати підставою для дострокового припинення actions of the contract, обмеження відповідальності Insurer чи відмови у страховій виплаті.

Інше:

Insurance contract не є additional to other goods, works or services that are not insurance.

There is no discount.

A list of information that is essential for the assessment of insurance risk and/or information about other circumstances that are taken into account when determining the amount of the insurance premium:

1. information about the Insured (individual or legal entity, age of persons who will drive the vehicle, experience in driving vehicles);

2. information about the Vehicle:

- інформацію про тип транспортного засобу, об’єм двигуна, марка та модель, рік випуску, реєстраційний номер, № кузову (шасі), населений пункт реєстрації транспортного засобу;

- information on previous incidents and repairs carried out on the vehicle;

- nature of vehicle operation;

- інформацію про чинні договори insurance, укладені щодо об’єкта insurance;

3. інформацію про наявність страхового інтересу щодо об’єкту insurance.

RESERVATION: Споживач зобов’язаний до укладення договору insurance ознайомитись з: інформацією про винятки із страхових випадків та підстави для відмови у здійсненні страхових виплат, ліміти відповідальності страховика за окремим об'єктом insurance, страховим ризиком та/або страховим випадком, а також порядок розрахунку та умови здійснення страхових виплат. Such information is set out in this Information Document.

27 Years

in the insurance market

among Ukrainian insurers

Over 1.6 million

Satisfied Customers

Why Us?

Insurance Group "TAS" has been operating in the Ukrainian insurance market for over a quarter century.

Company працює на українському страховому ринку вже понад чверть століття, зарекомендувавши себе за цей час надійним страховиком для понад 1,6 мільйона своїх клієнтів, що гідно виконує свої зобов’язання перед ними.

Впродовж багатьох років СГ «ТАС» утримує провідні позиції на ринку як за кількістю укладених contractsв insurance, так і за обсягом виплачених за ними відшкодувань.

Yes, according to official NBU statistics, based on 2025 results, the company continues to firmly maintain its market leadership in terms of premiums and claims paid.

Традиційно перше місце посідає СГ «ТАС» і в низці сегментів ринку, зокрема в автострахуванні. Багато років поспіль компанія є лідером ринку обов’язкового insurance цивільно-правової відповідальності автовласників, а також утримує лідерство в сегменті добровільної «автоцивілки» та входить в число найбільших страховиків на ринку КАСКО.

Загалом СГ «ТАС» пропонує своїм клієнтам 60 різноманітних страхових продуктів, розроблених з урахуванням актуальних потреб клієнтів.

Страхова група «ТАС» приділяє мmaximumну увагу якості обслуговування своїх клієнтів та опікується питаннями постійного підвищення рівня сервісу.

Attentive approach to client needs, prompt claims settlement, and professional support in the event of an insured event are the company's top priorities.

In order to optimize the process of settlement of losses, the company has implemented a number of projects aimed at simplifying the procedure for the client to submit documents for payment, as well as significantly reducing the time he has to wait for the corresponding compensation.

Для забезпечення зручності клієнтів та їх оперативного й якісного обслуговування СГ «ТАС» активно розвиває й партнерську мережу throughout Ukraine, а контакт-центр компанії, що здійснює інформаційно-консультаційну підтримку застрахованих осіб, працює в режимі 24/7.

Про високий рівень сервісу та надійний страховий захист, що його забезпечує Страхова група «ТАС», свідчить той факт, що кількість клієнтів компанії, які саме їй довірили свій страховий захист, щороку лише зростає.

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Offices:

ГОЛОВНИЙ ОФІС СГ "ТАС" М. КИЇВ

Address:

03062, Україна, Kyiv, пр. Берестейський, 65. Служба клієнтських сервисів в Києві: м. Kyiv, вул.В. Хвойки, 21, прохідна 3, оф. 133

Phone:

(093) 654 77 77, (095) 654 77 77, (097) 654 77 77. (044) 454 27 50 Client services in Kyiv: (044) 586 54 25.

Email:

[email protected]

Working Hours:

9:00 - 18:00

Офіс партнерської мережі в м. Kyiv #1

Address:

м. Kyiv, пр-т Берестейський, 65, каб. 123

Phone:

093 | 095 | 067 219 11 11 (ext. number 4621), (095)5550220, (097)5550220, (044)3541928

Email:

[email protected]

Working Hours:

9:00 - 18:00

Partner network office in Brovary #2

Address:

Kyivська обл., м. Бровари, вул. Kyivська, 161

Phone:

093 | 095 | 067 219 11 11 ,

Email:

[email protected]

Working Hours:

Mon–Fri 09:00–18:00

Partner network office in Pereyaslav-Khmelnytskyi #2

Address:

Kyivська обл., м. Переяслав-Khmelnytskyi, вул. Покровська, 37

Phone:

093 | 095 | 067 219 11 11, +38 050 385 24 19

Email:

[email protected]

Working Hours:

Mon–Fri 09:00–18:00

Kyiv Claims Center

Address:

м. Kyiv, вул. В.Хвойки, 21, прохідна 3, оф. 133

Phone:

(044) 586-54-25,

Email:

[email protected]

Working Hours:

Mon–Fri 09:00–18:00, break 13:30–14:30

Most Common questions

Frequently Asked Questions

Why should you choose "TAS"?

СГ “ТАС” - це одна з найбільших і найстаріших страхових компаній в Україні, яка працює на страховому ринку України вже понад чверть століття. Ми маємо багаторічний досвід, професійну команду, широку мережу філій і партнерів по всій країні та широкий спектр страхових продуктів для фізичних і юридичних осіб. СГ "ТАС" входить у п’ятірку найкращих insurance companies of Ukraine та є лідером на ринку compulsory insurance цивільно-правової відповідальності автовласників.

What Types of Insurance Are Available?

SG "TAS" offers over 60 different insurance products for you and your business, depending on your needs.
You May Also Find Useful:

car insurance — CASCO, MTPL, Green Card;
майнове insurance - insurance житла, insurance майна та відповідальності;
особисте insurance - медичне insurance; insurance від an accident; insurance подорожуючих Україною та за кордон

How to Choose the Right Insurance Product?

Choosing the right insurance product means choosing the one that best fits your needs and budget. To do this, you need to determine:

What you want to insure: a car, property, or yourself.
Which risk concerns you the most.
What coverage amount suits you: maximum, medium, or minimum.
What insurance premium amount you can afford.
How long you want to be insured: for one year or longer.

Потiм вам потрiбно порiвняти рiзнi страховi програми, якi пропонуються СГ “ТАС”. Ви можете звернутися до спецiалiстiв СГ “ТАС” за консультацiєю або скористатися нашими онлайн-calculatorами. Ваша мета - знайти той продукт, який надасть вам найбiльш повний захист відповідно до ваших потреб.

How to Report an Insurance Claim?

If an unfortunate event has occurred involving you, your car, or your property that falls under your insurance contract, you must immediately notify our company. Act calmly, without panic, and be confident: you are under the protection of a reliable partner — Insurance Group "TAS"! Дотримуйтесь інструкцій розділу “СТРАХОВИЙ ВИПАДОК” нашого сайту. Call the SG "TAS" contact center from the scene. Follow the recommendations of the contact center operator. You will need to provide documentary confirmation of the fact and circumstances of the insured event and submit a written claim to the nearest SG "TAS" branch within the timeframe stipulated by the insurance contract.

Why Do You Need Insurance?

Insurance is a way to protect yourself and your valuables from unforeseen events that can lead to financial losses or harm to health. An existing insurance policy allows you to receive compensation for part or all of the amount of damages if an insured event occurs, for example, fire, theft, road accident, illness, etc. Insurance from SG "TAS" is reliable protection and your confidence and peace of mind in various life situations.

How to issue an insurance policy at the "TAS" SG?

You can take out insurance at TAS in two ways: offline or online. In offline mode, you need to contact the nearest branch of SG "TAS" or our representative, who will advise you about the insurance conditions, select the optimal tariff and draw up a contract. You can apply for insurance online through our website by selecting the desired product, providing the necessary information and paying the insurance premium.

What Determines the Cost of an Insurance Policy?

The cost of an insurance policy depends on many factors, such as the type of insurance, the coverage amount, the duration of the contract, the individual risks of the client, etc. You can calculate the cost of an insurance policy on our website using online calculators or contact our consultants.

Car insurance in wartime: how to take care of the protection of your property?

This is the third year that a full-scale war continues on the territory of Ukraine due to the invasion of the Russian Federation. Even with the introduction of martial law, car insurance remains as relevant as ever among civilians. Can insurance companies issue a car insurance policy during martial law, how does it happen and what do you need to know about the service?

Why do you need car insurance?

The war became a reason for many people to pay attention to car insurance. To issue a vehicle registration certificate means to ensure peace of mind and confidence in the safety of the car even in such difficult times. Nowadays, the insurance market is full of options from different companies offering hundreds of attractive offers. How to choose and buy good insurance during martial law? Clients of insurance companies need to carefully study the contract and specify for which insurance risks they receive compensation.

СГ «ТАС» вказує страховими ризиками у воєнний час - застосування зброї (включаючи БПЛА та їх уламки), ППО та інших різних боєприпасів на території України. Дізнатися про обмеження можна на сайті.

MTPL Insurance - an insurance policy that every vehicle owner must have. This is car insurance, with which you can avoid unforeseen costs for repairs or treatment due to injuries received in the event of an accident, damage or theft of the car.

Mandatory driver's license is provided for by law: without it, the driver cannot use the vehicle.

Additional car insurance can be purchased at the request of car owners, because it provides more opportunities, provides protection of the car against damage or theft.

The cost of auto insurance is regulated at the level of legislation, so it will be approximately the same in insurance companies. In this case, we recommend paying attention to the quality of the service provided. Due to the forced change of residence and the inability to visit the office of the insurance company (occupation, regular shelling and missile danger), it is now possible to take out car insurance online during the war. This format is convenient, because you do not need to print the document and constantly carry its paper version (it is enough to download a PDF file with insurance on your smartphone).

Car insurance in wartime - is it worth it?

Recently, drivers have stopped issuing a motor vehicle certificate, citing the war and mistrust of insurance companies, or rather, their ability to work in wartime and the ability to cover damages due to road accidents. In addition, many car owners noted that the control of the availability of insurance from 2022 is significantly weakened, because police officers are involved in the military sphere and check civilians less often.

War is not a reason to refuse vehicle insurance. There are many reasons for road accidents, and it is not always related to combat operations.

Men and women, due to regular lack of sleep (anxiety, missile danger), stress, often lose vigilance and attentiveness on the road, may not react in time and become a participant/culprit of an accident. And the number of road accidents has increased many times due to military risks. Therefore, car insurance in wartime is a measure of safety for road users.

Why is having insurance important?

Законодавство України та Закон «Про обов'язкове insurance цивільно-правової відповідальності власників наземних транспортних засобів» зобов'язує всіх водіїв мати страховку й воєнний стан аж ніяк не вплинув на це. Лише для деяких категорій осіб вона не обов'язкова (у кожної компанії перелік свій, ознайомитися з ним стоїть перед укладанням угоди).

In the absence of insurance, you will have to pay a fine (from 425 to 850 hryvnias in case of late payment within 15 days from the moment of receipt). Why is it important to care about auto insurance? The person guilty of a road accident without a driver's license will be forced to fully compensate for the damage caused to the injured party - repair the car and, if necessary, treat the victim. Do not forget that you need to spend money on repairing your car. As practice shows, this is quite a considerable amount, amounting to tens or even hundreds of thousands of hryvnias.

Due to military actions (rocket attacks, etc.), it was not always possible for insurers and the police to go to the scene of the accident to assess the damage. In this case, experts recommend recording the accident yourself, using photos and video footage from the scene, as well as the electronic insurance format. This will help to quickly start the process of consideration and compensation of losses.

Car insurance during the war: what affects the price of the service?

Changes in the financial situation after the invasion of the aggressor country affected all spheres. Insurance companies are no exception. Therefore, the value of the contract has changed a little (but not much). The following factors shape/change the price of an autocivilka in wartime:

type and dimensions of the car - car or truck (the smaller it is, the lower the insurance cost);
the age of the car owner and its driving experience;
the territory of the car owner's registration (in small settlements, the probability of an insured event is lower, so the insurance will be cheaper);
scope of use of the vehicle;
the insurance period and the amount of the selected deductible.

Wartime brings its own adjustments to the lives of Ukrainians, sometimes not for the best. Our company has been on the country's market for more than 25 years, providing high-quality and reliable car insurance services at affordable prices. The main advantage is that you can take out insurance during the war online, which is not only convenient, but also safe for life. It can be done in a few minutes, and in case of difficulties, our managers will be happy to help.

Car insurance in wartime is a guarantee of your peace of mind and confidence in the event of an accident.